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The eligible survivor is determined at the time of the participant’s death:

  1. Surviving spouse* (legally married/civil union) must have been married at the time of retirement
  2. If unmarried, the named Beneficiary or Beneficiary’s Estate.

Survivor Benefit

  • If a married participant dies in active service, after acquiring fifteen (15) years of pension credited service, the eligible spouse will be paid a survivor's pension beginning the month following the participant’s death. The amount of the pension is 50% of the service pension the participant would have been eligible to receive.
  • If an unmarried participant dies in active service, after acquiring fifteen (15) years of pension credited service, the beneficiary or beneficiary’s estate will be paid the monthly pension for 120 payments. If a married former participant dies while not in active service after attaining age 55 and is vested, the surviving spouse will be paid a survivor’s pension, beginning with the first of the month following the former participant’s death... The amount of the pension will be 50% of the service or reduced pension the participant would have been eligible to receive.
  • If an unmarried former participant dies while not in active service after attaining age 55 and is vested, the designated beneficiary or participant’s estate will be paid the contributory balance plus interest...
  • Upon the death of a married participant receiving a service pension, a monthly survivor’s pension shall be payable to the spouse, if the participant was married on the participant’s retirement date. The amount of the pension will be 50% of the pension the participant was receiving until the spouse dies.
  • Upon the death of a married participant receiving a disability pension, a monthly survivor’s pension shall be payable to the spouse, if the participant was married on the participant’s retirement date. The amount of the pension will be 50% of the pension the participant was receiving until the spouse dies or remarries.
  • Upon the death of an unmarried participant receiving a service pension, if 120 payments were not paid to the participant, a monthly survivor’s pension shall be payable to the designated beneficiary or participant’s estate. The amount of the pension will be 100% of the pension benefit the participant was receiving until the total of 120 payments are exhausted.
  • Upon the death of an unmarried participant, under the age of 55 and receiving a disability pension, any remaining contributory balance and interest will be paid to the designated beneficiary or beneficiary’s estate.
  • Upon the death of an unmarried participant, at age 55 or older and receiving a disability pension, 120 payments will be paid to the designated beneficiary or beneficiary’s estate.
  • Upon the death of a participant prior to the age of 55, the surviving spouse, designated beneficiary or beneficiary’s estate are eligible to receive a refund of the participant’s contributions and interest.